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Physicians Healthcare Benefits & Coverage

By using the PHCS proprietary network of over 750,000 provider locations nationwide, members can access 20% tp 45% savings on medical services. Members can save money on services such as routine office visits and ancillary services, including lab work and imaging centers by accessing a participating provider.

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Physician's Healthcare Benefits & Coverage:

Private Health Care Systems (PHCS)
Provider Network: Over 350,000 doctors at over 750,000 locations
Discount Range: 20% - 45% savings
Provider Locations

Private Health Care Systems:
PHCS is the largest proprietary PPO in the country with nationwide access.
Providers must pass strict credentialing criteria.
The live-operator feature ensures a positive member/provider experience
PHCS has relationships with providers associated with the majority of specialties.

Corporate Profile:
PHCS is the first and only national PPO to earn four endorsements of quality from two independent, nationally recognized quality assurance organizations, the National Committee for Quality Assurance (NCQA) and URAC.

- NCQA certification for Credentialing and Re-credentialing (August 2001)
- NCQA certification for Utilization Management (May 2001)
- URAC accreditation for Health Network with Credentialing (October 2001)
- URAC accreditation for Health Utilization Management (July 1993)

Note: Physician’s Assistants (PA’s) are not included in the PHCS network .

Members receive an identification card and “Dear Doctor” letter in the fulfillment kit. Members may optionally call CAREINGTON’s Physician Relations Department where a live operator will provide a list of providers, verify participation of those providers, and schedule an appointment for the member. The live operator feature with the PHCS option ensures that the member’s experience is a positive one with very little room for error or confusion on either the member’s or the doctor’s part at the time of service.

How Does it Work?

1. Members call the Physician Relations Department located on the back of the Identification Card and request an appointment with their selected Physician from our list of providers.

2. The Physician Relations Specialist (PRS) will verify the Physician’s enrollment and call their office to make an appointment for the member.

3. Member displays membership card upon arrival to the office to receive the discount. Remember that you are responsible for paying the provider the entire discounted fee at the time of service is provided. (financial arrangements may be made depending on your provider's terms and agreements)


Disclosures:
1.THIS PLAN IS NOT INSURANCE.
2.The plan provides discounts at certain health care providers for medical services
3.The plan does not make payments directly to the providers of medical services.
4.Plan members are obligated to pay for all health care services but will receive a discount from those healthcare providers who have contracted with the discount medical plan organization.
5.Discount Medical Plan Organization and administrator: CAREINGTON International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

Note to Utah residents: This contract is not protected by the Utah Life and Health Guaranty Association. The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers.
*This program is not available in Vermont and Montana.

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